Step 1.  ENGAGEMENT LETTER

• After a complimentary initial consultation, we mail you a Letter of Engagement:
  
  
  • To establish a level of services
  • To clearly define your goals
  • To let you know what you can expect from us
    
    

Step 2.  ANALYSIS & PRESENTATION

• We analyze the financial information you provide us, integrate with our planning notes and prepare a written plan and recommendations.
• We set up a meeting with you to clearly present our recommendations.
  
  

Step 3.  IMPLEMENTATION

•  If requested, we help you implement your plan step by step until it is completed.  
  
  

Step 4.  FOLLOW UP & MONITORING

• We prepare a written summary of your completed planning items and those outstanding for future follow-up.  Our clients receive: 
  
  
  • Annual or semi-annual face to face meetings
  • Ongoing monitoring of their portfolio and insurances
  • Occasional phone calls from our advisors
  • Quarterly newsletters mailed or emailed
  • Quarterly investment portfolio statements
  • Daily online portfolio summary
  • Unlimited phone and email contact