COMPREHENSIVE FINANCIAL PLANS

• Analyze and Evaluate Current Financial Status
• Develop & Present Plan and Recommendations
• Implement Recommendations
• Ongoing Monitoring

RETIREMENT PLANNING

• Asset Allocation/Investment Analysis
• IRAs - Traditional, Roth, Simple, SEP
• 401k, 403b Plans
• Profit Sharing Plans
• Required Minimum Distribution at Age 72
• IRA Distribution Planning

INVESTMENT PLANNING

• Institutionally Managed Investment Programs
• Tax Managed Investment Programs*
• Separately Managed Accounts
• Mutual Funds, Exchange Traded Funds (ETFs)
• Annuities - Fixed, Variable, Immediate
• Coordination of Investment Portfolios

ESTATE PLANNING*

• Comprehensive Estate Tax Analysis
• Maximizing Federal Unified Credit
• Irrevocable Life Insurance Trust (ILIT) Funding

BUSINESS PLANNING

• Business Succession Planning
• Key Executive Benefit Plans

INSURANCE PLANNING

• Life Insurance
• Long Term Care Insurance
• Long Term Disability Insurance
• Family Needs at Death